In self-defense, surviving the attack is always the first priority. If you don’t survive the attack, nothing else matters.
Unfortunately, there are legal ramifications that come with doing what you need to do to survive an attack.
You may know what you did wasn’t a crime. But that doesn’t mean that everyone else knows that. An investigation must prove that you did indeed act in self-defense.
There’s no guarantee that the investigation will show that you acted in self-defense. You may end up on trial in criminal court.
And, even if no criminal charges are filed, you’re still vulnerable to a civil lawsuit. A civil lawsuit can drag on for months or longer.
No matter why you’re in court, legal representation is expensive. A criminal or civil case can cost hundreds of thousands of dollars.
Both US LawShield and the USCCA provide insurance that covers those potential costs. However, there are notable differences between the two. Let’s talk about those differences.
US LawShield vs USCCA
The differences between US LawShield and the USCCA can be summed up in a couple sentences:
US LawShield is the best option if you need concealed carry insurance that only covers legal fees.
The USCCA has the best program if you want concealed carry insurance that also comes with perks like firearms training.
Feel free to skip the rest of this review if that answered your questions. Keep reading if you want the gritty details.
US LawShield is what I would consider dedicated concealed carry insurance. The meat of their membership package is the coverage for legal fees involved with a criminal or civil lawsuit.
US LawShield’s coverage has no limits for criminal and civil litigation. No matter how much your case costs, US LawShield will pay for it. That’s pretty good coverage.
Also, US LawShield covers all legal weapons. So, even if you have to pull your pocket knife to defend yourself, you won’t have to pay any legal fees from a resulting trial or lawsuit.
Then, if you need to call US LawShield, their response hotline is staffed by attorneys who can coach you through the process until your local attorney can help you. So the legal help comes pretty quickly.
However, the additional perks aren’t quite as thorough as a USCCA membership.
To be fair, US LawShield comes with perks.
You get access to in-person events and a whole bunch of online training and reading materials. But, as the company name suggests, the bonus education focuses almost entirely on self-defense law. There’s not much training for how to actually survive an attack.
That may not be a problem for you, though. If you’ve got your own training program for shooting and other self-defense skills, self-defense law is the most important information for you.
In any case, the US LawShield membership doesn’t have as much to offer for those who need training for defensive shooting and other self-defense skills. You’ll have to get that information separate from your US LawShield membership.
But, you can customize your membership with several addons like bail bond funding, multi-state coverage, identity theft protection, and other costs that could arise as a result of having a gun for self-defense or actively defending yourself.
The USCCA offers a more comprehensive membership, at the expense of certain benefits.
A USCCA membership comes with up to $250,000 in coverage for criminal defense expenses (including bail bond funding), and 2,000,000 in coverage for civil lawsuit expenses.
The USCCA coverage also includes coverage for all legal weapons. And they have a 24/7/365 response hotline.
The response hotline is staffed by experts who can help you through the process until your attorney arrives. However, as far as I understand, there’s no guarantee that the person who answers the phone will be an attorney. However, all they have to do is help you stay cool until your attorney arrives.
And the coverage is extensive. It’s probably more than enough. But it’s not quite as extensive as US LawShield’s no limits coverage.
Also, US LawShield has only one membership level, which grants unlimited coverage. The USCCA has three membership levels, and only the highest tier gives you the $2,500,000 in coverage. The lower tiers have lower limits.
Personally, I find that to be a bit annoying. But the business model makes sense.
On the other hand, a USCCA membership comes with a lot more perks and training.
The USCCA has a ton of resources including concealed carry reciprocity maps, online training, and access to in-person training with USCCA certified firearms instructors.
And, unlike US LawShield, most of the USCCA training is focused on surviving the attack. The USCCA membership comes with a lot more education on how to use a firearm for self-defense and how to make tactically sound self-defense decisions.
All the USCCA firearms training is based on the Intuitive Defensive Shooting program developed by Rob Pincus. It’s excellent firearms training that’s built specifically for using a firearm within the civilian defensive context.
All of the USCCA instructors are trained by an active Intuitive Defensive Shooting instructor. To be clear, not all USCCA instructors are themselves active Intuitive Defensive Shooting instructors.
But the USCCA instructors understand the IDS concepts and methodologies, and teach courses based on those concepts and methodologies. And the digital training resources are based on the same IDS principles.
Additionally, the USCCA has discount perks to help you get the equipment you need at the best possible price.
The USCCA has their own line of gear that you can purchase through their online store. All the USCCA equipment is branded with the USCCA logo, which you may or may not like. And some of the USCCA gear—like the range safety gear—is actually a pretty good deal with the USCCA discount.
But the USCCA also has partnerships with manufacturers in the firearms industry. So a USCCA membership can also help you save money when you get set up with everything you need for home defense and concealed carry.
Overall, all that makes the USCCA a better value for anyone who needs concealed carry insurance and also needs training on how to use their firearm most efficiently for self-defense.
If you use the training resources—especially the in-person firearms training—and take advantage of the discounts, a USCCA membership is a great value. You’ll get more than your money’s worth out of the annual membership cost.
However, the USCCA membership isn’t such a great value if you’re not going to take advantage of the training resources and discounts.
Head to Head Comparison
Here’s a quick table to show you how the two stack up, side by side:
Coverage: No limits for criminal and civil defense costsEnter your text here...
Response: 24/7/365 attorney-answered hotline
Bail bond funding: Available for an additional fee
Training materials:Gun law book series that covers gun laws in every state
Digital training materials:
- First aid for gunshot wounds training
- Video series covering state-specific self-defense laws
Annual cost: $131.40 for basic package
- Up to $250,000 for criminal defense
- Up to $2,000,000 for civil defense costs.
Response: 24/7/365 response team
Bail bond funding: Included with membership
- Concealed carry reciprocity map
- Lifesaving checklists
- Subscription to Concealed Carry Magazine
Digital training materials:
- Digital checklists and guides
- Proving Grounds Training Series
- Fundamentals of Concealed Carry and Fundamentals of Home Defense elearning
- When to Use Deadly Force situational awareness training
- Live ‘Ask-an-Attorney’ monthly webinars.
- USCCA app
Annual cost: $497 for access to maximum coverage and perks
As you can see, the USCCA has the edge in terms of training and perks. But US LawShield takes the cake for best concealed carry coverage.
As you can also see, the USCCA membership costs more. But, that doesn’t mean that it’s a bad value. It’s just a better deal for those who need and will take advantage of the additional training materials and benefits.
So the choice really comes down to how well trained you are and what equipment you already have.
If you already have a lot of professional training under your belt and all your kit is in order, and you really just need excellent coverage to defray the costs of the potential legal fallout from defending yourself, US LawShield may be the best option for you.
If you’re a first time gun owner, or a long time gun owner who just hasn’t trained much, the USCCA membership will enable you to get the training and equipment you need much more cost efficiently, even though the annual cost is higher.
Ultimately, it’s impossible to say which one is better, because that depends on your needs.
But there are significant differences between the two. And you should definitely take the time to choose the one that fits your needs best, because your dollars will bring you a LOT more value if you choose the concealed carry insurance that helps you get everything you need for less.